Welcome to Your Monthly Market update!
From Bali beaches to Jackson Hole, this month’s market moves are heating up faster than an Australian summer. We’ll break down AI tools that make crypto research smarter, Fed rate cuts that ripple through your wallet, and how our BostonTrading lineup is holding strong in today’s market grind. Grab a coffee, settle in, and get ready for a ride through crypto, markets, and some good old Boston grit.
Shall we begin?
Crypto Comes to Your Super: Coinbase and OKX Eye Australia’s $2.8 Trillion Pension Pot
Alright, folks, here’s the scoop: Australia’s retirement game just got a serious crypto makeover. Those who have been with BostonTrading for a while will know that we have catered for self-managed super funds (SMSFs), 401 (k) s, Roth IRAs, RRSPs and other retirement accounts in many countries for several years.
Coinbase and OKX are now joining the party, rolling out services for self-managed super funds (SMSFs) in Australia. Aussies who like running their own retirement show can now sprinkle some Bitcoin and Ethereum into their golden years.
Sure, holding crypto in SMSFs isn’t brand new, but Coinbase and OKX are serious players. They are bundling this with the full works: accountants, lawyers, custody, record-keeping; basically everything to keep the auditors happy. Fun fact: SMSFs already cover about a quarter of Australia’s retirement stash, holding a cool A$1.7 billion (US$1.1B) in crypto as of March 2025, a figure almost triple the SMSF crypto holdings from 2021.
This news is good for everyone, as “a rising tide floats all boats”. More new investors means that crypto prices rise for those of us who got in early.
Coinbase reported that more than 500 investors have joined the waiting list for its SMSF service, with most people planning to allocate up to A$100,000 each in digital assets. OKX launched a similar offering in June and noted that demand has exceeded expectations. This shift lowers barriers for mainstream investors and represents one of the first organized efforts by major exchanges to tap into a retirement system that ranks among the largest in the world on a per-capita basis.
This development aligns with broader trends in other major economies, such as the United States, where recent policy changes are paving the way for alternative assets like cryptocurrencies to be included in retirement plans. The move by Coinbase and OKX underscores the growing intersection between traditional finance and digital assets in retirement planning.
Have you wondered how crypto fits into your retirement?
Moves like these show just how quickly SMSFs and crypto are colliding. And if you want to get ahead of the curve, here’s your chance: Dee from BostonTrading is hosting a free Zoom webinar later this month with Natalia Clark, the 2025 SMSF Consultant of the Year. They’ll break down how crypto fits into SMSFs and share practical, actionable steps to navigate this fast-evolving space.
This is a great opportunity to get a feel for how Dee and the team at BostonTrading can help you plan for the future, all while learning from an award-winning expert.
AI has your back in The Crypto Game
Imagine having a crypto analyst by your side when trading. That is exactly what tools like Google Gemini and ChatGPT offer: smart and efficient help that makes research feel easy for anyone.
Meet Google Gemini Flash 2.5, your AI sidekick that can break down complex crypto topics, spot patterns, and analyze sentiment. It helps you understand token fundamentals without flipping through endless white papers. It might compare Dogecoin’s inflation to Bitcoin’s fixed supply, all in plain English. But always remember, Gemini won’t predict the future; it only processes what it knows as of early 2024, and it lacks real-time data. That means that it is great for due diligence and strategy ideas, but is not a trading signal generator. Always double-check with sources like TradingView, CoinMarketCap, or CoinGecko before jumping in.
On the other hand, ChatGPT is your research scholar. It can summarize project white papers, explain what the project does, profile the team behind it, break down tokenomics, and compare competitors. It helps identify weak spots and ask the right questions, especially for people just starting out.
When combined, these tools form a powerful duo. Use ChatGPT for fundamentals, team checks, and red flag detection. Use Gemini for pattern recognition and broader strategy context but always proceed with human judgment and real-time data by your side.
Bottom line: AI backs up your thinking. You still call the shots.
Bitcoin’s Rough September: Whales, Weakness, and What’s Next
Alright, here is the scoop. Bitcoin’s taking a hit and not by accident. The whales you know, the folks who hold mountains of coins just dumped a chunk on the market. When they move, it’s like your favourite sports team blowing a lead. The little traders see the sell-off, get nervous, and start bailing too. That panic sells the price down even faster.
Now, before you think the sky’s falling, let’s look at the other side. Over at River, their 2025 business report shows Bitcoin adoption is still climbing. More companies and institutions are jumping in because they see Bitcoin less like a risky bet and more like real financial plumbing.
Remember your history. September’s always been Bitcoin’s weakest month. We’re talking over a decade of track record here. Just like how the underdog usually starts slow in the season before they heat up, Bitcoin tends to stumble this time of year. With prices hanging around US$107,000, it looks like the same playbook all over again.
So, the bottom line? Short term, it’s a rocky ride. Whales are stirring the pot, history is pushing against us, and some people are spooked. But long term, adoption is still running along, businesses are getting on board, and the foundation is getting stronger.
Ethereum Hits Wicked Highs, First Time Since 2021
Ethereum just smashed through its old record, climbing close to US$4,900, the highest it has been since 2021. The push came after Fed chair Jerome Powell hinted rate cuts could be coming in September.
Big players aren’t sitting this one out either. Institutional money is piling into ETH, treating it like the backbone of future finance. But the ride wasn’t all smooth. A surprise Bitcoin sell-off sparked almost a billion in liquidations, dragging ETH back down toward US$4,400.
Short term, that’s a hiccup. Long term, the demand is still strong. Translation: Ethereum’s not just running, it’s showing it can go the distance.
From the Mountains to Main Street, the Fed Sets the Tone
Jerome Powell’s Jackson Hole address struck a cautious yet potentially dovish tone, signalling openness to interest-rate cuts while carefully weighing inflation risks, job market conditions, and efforts to preserve the Fed’s independence. The speech also introduced key changes to the Fed’s longer-term monetary strategy.
So what happens when interest rates are lowered?
When the Fed cuts interest rates, banks lower the rates they charge on loans made to their customers. On existing variable-rate debt, the reductions are immediate. In this case, business and consumer borrowers quickly benefit from lower ongoing interest expenses. New fixed-rate loans also get cheaper, but existing fixed-rate borrowings are not affected. Fed rate cuts can, however, create opportunities to refinance fixed-rate loans at lower interest rates.
In short, rate cuts lower the cost of borrowing. Cheaper debt is usually good for business, but the reason for the rate reduction influences how corporate leaders and investors respond.
BostonCoin Fund Performance Update
As of September 04, 2025
It’s been a standout year for the BostonTrading funds. Both legacy and faith-based funds have delivered strong returns in a market that’s still defining its next cycle.
Leading the pack is DARTcoin Core (DART), up 136% over the past 12 months and posting 342% over the last two years. Since its inception, it’s clocked a 277% gain, proving its resilience across market conditions.
BostonCoin Alpha (BOS) is also doing great things, with a 1-year return of 144.8% and a 340.7% return over three years. This fund continues to reward long-term holders, compounding consistently across multiple market phases.
On the pricing front, the original trio now sit at:
- BOS – $71.57 USD
- DART- $170.75 USD
- POLLYcoin – $130.87 USD
Faith-based funds are also holding strong, with:
- Rafah Price – $114.12 USD
- Oysher Price – $113.16 USD
- Ashirvad Price – $113.92 USD
Whether you’re chasing consistent long-term growth, or allocations based on your values, we’ve got you covered through our diversified portfolios. Learn more about our funds here.
Blockchains, Bananas & Bali Breezes: My Coinfest Run
Landing in Bali for Coinfest felt like trading a busy Sydney morning commute for a hammock with Wi-Fi. Sun blazing, ocean humming, and packed with folks who live and breathe blockchain.
We flew in with the Boston crew, and met a bunch of builders and dreamers, Web3 folks who know it’s more than hype. Between panels, we hung out with the locals and the monkeys who became my friends.
Afternoons blurred into networking over coconuts, swapping stories with founders who survived three bear markets and still smiled. Evenings? Sunset huddles on the sand, Boston grit meets Bali chill.
By the end, Coinfest wasn’t just a conference, it was momentum, inspiration, and proof that great ideas travel faster than jet lag!
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Take care out there. See you next month
JB
