
November has been off to a rocky start, with Bitcoin falling below $94,000 and sparking extreme fear across the market. While retail sentiment has taken a hit, institutions are moving in with conviction. Berkshire Hathaway made a bold $4.3 billion bet on Google, Harvard tripled its Bitcoin ETF holdings, and even gold is making a comeback on the radar.
Meanwhile, crypto projects are gaining traction. Aave secured the European Union’s approval for its fiat-to-crypto platform, Zcash surged 1,486% on renewed privacy demand, and XRP’s ETF launch set a 2025 record volume. Volatility may be high, but so is momentum in the right corners of the market.

Bitcoin Drops as Market Fear Grows
Over the weekend, Bitcoin dropped below $94,000, the lowest it’s been since May. It later bounced back a little to around $95,000, but many investors are still worried.
A popular market gauge that tracks how people feel about crypto is showing “extreme fear.” This means that many people are nervous about where prices might go next.
Bitcoin has now fallen about 25% from its highest price back in October. Some experts say that prices could fall even more. Others, such as Bitcoin treasury acolyte Michael Saylor, and former Goldman Sachs hedge fund manager Raoul Pal, say that crypto is about to head much higher.
Interestingly, this most recent drop happened right after the government reopened, a pattern we also saw in 2019 when Bitcoin dropped during a similar time. Social media has been full of talk about crypto, showing that regular people are paying close attention and feeling uneasy.
Remember, this is crypto, and sentiment can shift fast. Extreme fear has often preceded major reversals in the past. With growing institutional interest and key support levels holding for now, a sharp rebound isn’t off the table. History shows that when fear peaks, opportunity often follows.

Wall Street Update: Buffett Bets on Google, Harvard Goes Big on Bitcoin and Gold
Two big names made bold investment moves; Warren Buffett’s Berkshire Hathaway and the legendary Harvard University.
Berkshire Hathaway added a $4.3 billion stake in Alphabet, Google’s parent company, making it the 10th largest holding in the firm’s massive portfolio. This is a surprising shift for Buffett, who’s famously avoided fast-growing tech stocks. While he’s long been a fan of Apple, he’s said he sees it more as a consumer brand than a tech company.

Meanwhile, Harvard University tripled its investment in Bitcoin through BlackRock’s Bitcoin ETF, raising its holdings to nearly $443 million. That’s a 257% jump from the second quarter, a rare move for a major university endowment.
In addition to Bitcoin, Harvard nearly doubled its gold holdings and expanded its investments in tech giants like Amazon, Meta, Microsoft, and Alphabet. It also added new positions in Klarna and Taiwan Semiconductor.
These moves show that even traditionally conservative investors are now leaning into tech, digital assets, and gold as part of their long-term strategy.

Aave Gets Green Light to Operate in Europe
Aave Labs, one of BostonCoin’s investments, just became one of the first DeFi projects approved under Europe’s new crypto rules (MiCA). Its fiat-to-crypto platform, Push, can now legally offer euro-to-crypto conversions across the EU with zero fees.
Licensed by Ireland’s central bank, Push allows users to easily swap euros for crypto, including Aave’s stablecoin GHO, without relying on centralized exchanges.
This legal MiCA milestone comes as stablecoins pass $300 billion in market value, showing strong demand for regulated digital assets. With $22.8 billion in borrowed assets, Aave’s EU approval strengthens its position in global DeFi and adds momentum to our long-term outlook for the BostonCoin fund.

Zcash Hits Highest Price Since 2018
Zcash (ZEC) has soared 1,486% in just three months, hitting $676 (its highest price since 2018). It now ranks as the 18th-largest cryptocurrency, ahead of Avalanche and Litecoin.
This surge comes as demand for privacy in crypto grows. Zcash’s new Zashi wallet makes private transactions easier, while its Bitcoin-style supply cap and upcoming halving add to investor interest.
Recent Solana integration and attention from major crypto figures have helped fuel the rally. As blockchain surveillance increases, Zcash is gaining traction as a go-to privacy coin.

XRP ETF Tops All 2025 Launches With Record $58M Day-One Volume
While most of the crypto market struggled on Wednesday, XRP delivered a rare win. The first U.S. spot XRP ETF, launched by Canary Capital, hit $58 million in opening-day volume on Nasdaq (the highest of any ETF debut in 2025, out of nearly 900 new listings!).
Canary’s fund, XRPC, surged to the top of this year’s ETF leaderboard within minutes. It moved $26 million in its first half hour, eventually edging out the BSOL fund’s $57 million debut last week.
The two now lead the list of 2025’s top-performing ETF launches.
XRPC’s breakout shows that retail and institutional demand for XRP remains strong. It’s a symbolic win for Ripple and a major step forward for altcoins in regulated finance.

Smart Moves in a Shaky Market
Despite the recent dip in Bitcoin and rising fear across the market, we believe this moment will separate noise from opportunity. Volatility doesn’t scare us, it sharpens our focus.
Two key BostonCoin portfolio assets, Aave and XRP, are proving that point. Aave’s MiCA approval positions it as a regulated DeFi leader in Europe, while XRP’s record-breaking ETF launch signals growing demand from both institutions and retail investors. As others panic, we see real progress, and BostonCoin is right in the middle of it.
Don’t miss our upcoming webinar:
“How To Navigate The Crypto Market & Profit” – Nov 26, 2025 6:00 PM (Brisbane)
Learn how we identify opportunities, manage risk, and position for long-term gains. Register here
Curious about our fund? Book a Discovery Call to explore how BostonCoin can work for you.
Till next time, don’t panic, stay informed, and HODL.
– JB
